Find out how much equity you have on your home.

Despite several years of a solid growth in home prices, a vast number of homeowners don’t realize their gains. Knowing how much equity is in your property and knowing how to tap into that equity could immediately increase your acquisition power.

The Equity on your home may allow you to:

Develop or Renovate your existing property to improve value
Purchase a New Investment Property
Afford unexpected life expenses

Whether you use your equity or not, knowing how much you have and how to use it will prove highly valuable in the future.

Equity Explained

The amount of equity you have in your property is the difference between its net market value and the amount of finance owing on it. As an example that is, if your property is worth $500,000 and your mortgage balance is $250,000, you have $250,0000 of untapped equity.

This equity calculation uses the current market value of your property, not the amount you paid for it, as its value is likely to have increased over the years in which you have owned it.

How do you calculate how much equity you can access?

The calculation of your available equity is simple; you just subtract what is currently owed on your property from its current market value.

Using the example given above, you owe $250,000, and your home is valued at $500,000. Using a rule of thumb of 80% of the market value of the property, borrowing up to 80% of $500,000 gives you a pre-approved equity limit of $400,000. If you subtract your current outstanding loan balance of $250,000 from your pre-approved equity limit of $400,000, you have $150,000 in equity available.

This equity can then be used to help fund your next property purchase.

What about serviceability?

Your available equity can be used to fund your next property purchase with no cash down, however, you will need to make the interest repayments on the full amount of your loan (which includes the amount of equity you use), meaning that your ability to service the loan repayments will ultimately determine how much equity you can access.

Talk to us about Positive Cash-Flow Property Solutions that we have available which could potentially supercharge the growth of your property portfolio.

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Emma & Ben Orton

Avision made this investment so easy. We had very limited knowledge of property development, however through completing the project not only did we achieve fantastic results, but we were also mentored throughout the development process. The team is nothing but professional, experienced, thorough and trustworthy. A breeze to do business with

Richie Muir

By partnering with Avision, we have been able to achieve financial results well above or expectations in a relatively short period of time. We can't wait to jump onboard for the next project

Josh Sodhou

At all times I was kept well informed and issued monthly progress reports on the project, providing us with full visibility of how my investment was tracking. The Cost Management and Project Management skills which the Avision team have, is clearly evident in the resulting profits which we achieved.

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Home Equity Analysis

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Find out how much equity you have on your home.

Equity Explained

How do you calculate how much equity you can access?

What about serviceability?

Talk to us about Positive Cash-Flow Property Solutions that we have available which could potentially supercharge the growth of your property portfolio.

PASSION FOR PROPERTY